Just got a courier ... of a returned cheque from the bank ...saying that it is a "cross to bank" ...meaning the account no. mentioned on it is of my another bank (ABC) account and i submitted it in another one (XYZ).

Not only that when i recieved teh courier and i tore the envelop open ...i accidentally tore the cheque as well from where it was signed by the exchequer ... no idea what to do now ??? but will not act like a loser .. saying "lets see" ... will fight for it and get it cleared ... Damn it !!